F/T Consumer Loan Officer
F/T CONSUMER LOAN OFFICER – DECATUR, IL (Woodford Street)
Do you desire a position where you will use your financial experience to help our members turn their financial dreams into reality? Do you view obstacles as opportunities and enjoy analytical work? Ready to elevate your banking career to the next level with a growing organization? Staley Credit Union is a community-based organization that prides itself on being the loan expert. Reporting to the VP – Lending Operations, the Consumer Loan Officer is responsible for offering and administering various lending programs to new and existing members.
Staley Credit Union, located in Decatur, Illinois, provides its members with a complete array of financial products and services. Our mission is to provide convenient, responsible and progressive financial services to our members and serve the community by providing scholarship opportunities through our foundation. Founded in 1930, our original philosophy still holds true today “People Helping People”. For more information, visit us at www.staleycu.com.
Key Responsibilities:
- Understands and abides by consumer compliance regulations
- Assist with the development & implementation of new lending programs
- Explain loan programs to members, evaluate their needs and recommend product and service options
- Evaluate financial position, originate and underwrite consumer loans including vehicle, credit card, secured/unsecured and home equity loans. This would also include indirect mortgage and assisting with indirect auto lending
- Discuss the benefits of debt protection coverage, GAP and extended warranty options with members
- Ensure that title liens are perfected and insurance requirements are met
- Loan document mapping
Qualifications:
- Bachelor degree preferred
- A highly motivated individual, with at least 2 years lending experience that includes auto, home equity and unsecured lending
- Lending experience with conventional mortgages, FHA, VA & USDA loans would be a plus
- Excellent verbal and written communication skills
- Strong analytical and multi-tasking skills
- Exhibit strong relationship building skills, including initiating and maintaining trusting relationships with our members
- Must be registered with Nationwide Mortgage License System (NMLS) within 30 days of employment
- Excellent Microsoft Office skills (Word and Excel)
Benefits of Working with Us:
- Competitive salary ($45,000-$55,000 based on experience).
- Friendly and supportive environment.
- Opportunities for growth and professional development.
- Flexible hours Monday through Friday, and occasional Saturday mornings.
- We offer a comprehensive health insurance package with varying levels of coverage through BlueCross BlueShield of IL; Dental coverage is provided by Delta Dental; Vision Coverage is provided by Guardian.
- Full-time Employees receive $50,000 in life insurance coverage at no charge.
- Eligible to participate in the 401(k)-retirement plan after a 6-month waiting period.
- Eligible to earn a bonus of up to 6% of salary, based on department meeting specific performance metrics.
Apply on our website today!