Prairie State Bank & Trust

About Us

Since 1988, Prairie State Bank & Trust has proudly served Decatur, Mt. Zion, Forsyth, Long Creek, Macon County, and surrounding Central Illinois communities with relationship-focused banking and local decision-making. As a family-owned community bank, we’re committed to helping individuals, families, manufacturers, healthcare professionals, agricultural producers, entrepreneurs, nonprofits, and businesses achieve financial success through personalized service and our commitment to Improving Lives Through Exceptional Service.

Whether you’re opening a checking or savings account, purchasing a home, financing commercial growth, investing in equipment, or planning your legacy, our experienced bankers are here to help. We offer personal and business banking, consumer lending, commercial lending, commercial real estate financing, mortgage loans, VA loans, first-time homebuyer programs, home equity loans and HELOCs, agricultural lending, equipment financing, treasury and cash management, trust services, wealth management, estate and succession planning, online banking, mobile banking, mobile deposit, debit cards, CDs, IRAs, and HSAs.

Prairie State Bank & Trust is proud to invest in the people, businesses, and communities that make Decatur stronger every day.